Are you dreaming of whizzing across the city on your dream bike? Do those dream two-wheelers constantly make you wonder how you can ride them? Well, hold on! Before you take off on your dream bike, you need to get a license! And contrary to popular opinion, getting a motorbike licence is not as difficult as you think. Read on to find out how you can get your motorbike license and ride like a pro. We will show you what you need to get your licence to ensure that you get through the toughest driving tests with flying colours.
Procedure to Get a Motorbike Licence
In order to get your motorbike license, you will need clarity regarding the theoretical concepts and also undergo practical training related to the basics of riding a bike. Once you comprehend the basics, the next step would be improving your skills under the guidance of a qualified instructor. Given below are the steps for getting a motorbike licence:
Applying for a Motorbike Licence
You need to start with a provisional licence for which you need to pay a fee.
The Theory Test
Like any other exam, there is a theoretical portion that you need to clear as part of your overall test. There are practice tests available to improve your chances.
Fees for Motorbike Theory Test
The fees for the motorbike theory test are Rs. 300. You should be able to complete your test in an hour’s time.
Learning the Basics
Before you hit the road, you need to undergo compulsory basic training.
Things Covered Under the Compulsory Basic Training
There are a lot of relevant topics covered under this training, such as:
- Checking your eyesight.
- Basic maintenance.
- Importance of brakes.
- Manoeuvring skills.
- Knowing the gears.
- Riding manners.
- Handling traffic.
- Making a u-turn.
- Emergency stop.
Improving Your Riding Skills
You can now go for a ride with experienced riders, train under a qualified instructor or take an intensive course. Ensure you are ready for the real deal.
Here, you will learn about off-road riding with wheeling the bike around, on-road riding with safety questions, and independent riding.
Factors to Be Considered for Bike Loan
There are many factors to be considered by lenders such as your age, employment status and proper documentation to verify your credentials. Your loan is sanctioned only after the verification. Here are the criteria that you need to fulfil to be eligible for a bike loan:
- Age: You should be between 18 and 65 years old.
- Residence status: You need to have stayed at your current residence for at least a year.
- Employment status: You need to show a stable job for one year, and IT returns for two years if self-employed.
- Credit score: You need a good credit score.
- Documents: Your latest KYC documents and permanent telephone number.
Here you can apply for Two Wheeler Loan Online.
Documents Needed for a Two-Wheeler Loan
Your eligibility for a loan needs to be supported by legally acceptable documents to verify your identity. These documents are issued by a legally competent authority like the Government of India and are considered as valid proofs of identity.
The documents required are:
- Identity proof: Aadhar card, passport, PAN card, driving license, Voter ID card.
- Address proof: Aadhar card, latest electricity bill, latest bank passbook, property documents.
Calculation of EMIs for Bike Loans
The bike loan EMI calculator on the bajajautofinance.com portal makes it extremely simple to calculate the EMI for your bike.
All you need to do is use the slider to enter the exact amount of loan you need, the rate of interest being charged and the loan tenure. Click on the calculate EMI button, and you can find out exactly how much you need to pay every month.
Gear Up for a Dream Ride with Bajaj Auto Finance
If you are eligible for a bike loan and have all the required documents, you can get the loan you want in just 5 minutes! Go for a bike loan from Bajaj Auto Finance today and experience life in the fast lane!